Over the next few days, freezing temperatures are expected across Britain, bringing the risk of property damage in some areas.Burst pipes can cause damage worth up to £100,000, but by taking a few precautions you could substantially reduce the likelihood of damage to your home and belongings.During freezing weather, follow these simple precautions: Leave the…
How much your house prices are going to rise by in 2018
House prices are set to rise next year – though at a slower pace than previous years. The average house will increase by one per cent in 2018, driven by a shortage of homes for lower and middle income earners. The increase is a slowdown from this year, which saw house prices increase by 1.2…
Remortgaging now
Don’t miss out on a better mortgage deal which could end up saving you thousands. Your mortgage could be costing you thousands of pounds over the course of your loan term. The mortgage market today is competitive, with plenty of lenders offering great deals to all types of borrowers. If you decide to remortgage you…
Remove name title deed
Circumstances may make it necessary to Remove name title deed. Here’s how you can go about it. Whether it’s due to death, divorce or a change in personal circumstances, it may become necessary for a name to Remove name title deed. This is usually achieved by the property owners, including the person whose name is…
Gurkhali Mortgage
What Gurkhali Mortgage will do for you? Buying a property can be a daunting process, with so many things to consider. Before you begin the process, here are the most considerable 5 things you need to know to make the process as smooth as possible. 1. Know your budget Before you begin your property search,…
Mortgage Protection Insurance
Mortgage Protection Insurance Mortgage protection insurance is an important part of your mortgage requirements. Your mortgage is one of the largest financial commitments you are likely to take. Budgeting for your mortgage protection is an important part of the mortgage process, as these payments are often overlooked when calculating how much you can afford to borrow.…
Let to buy
Let to Buy Mortgage Let To Buy is another mortgage product available to customers which offers an alternative to the popular “Buy To Let” option. A let to buy mortgage works by allowing you to borrow money to buy a new home to move into, while your existing residence is let out to tenants. The…
Buy to let
BTL Mortgage Btl mortgages ( buy to let ) are designed for those wanting a mortgage for the purpose of letting the property out to tenants. These BTL mortgages have become increasingly popular over the past few years, driven by increasing house prices, a strong demand for rental properties and a drop in the interest rates…
Interest only mortgage
Interest Only Mortgage Interest only mortgage require you to make monthly payments to the mortgage lender in order to pay off the interest on the amount borrowed. In addition to the interest only mortgage you need to establish a separate long term repayment strategy. This could include an investment plan, inheritance or disposing of the property…
Mortgage
Pick the Right Mortgage There are many types of mortgages available on the market and it can be confusing to know which one is right for you, so we have have outlined the basics below. To seek further advice from one of our qualified mortgage advisers, contact us today. Which one? Repayment mortgages With this type…