If you’d like to stand the best chance of being settled in a new home then now is the time to pull your socks up and follow these steps to help the house buying process move along as quickly as possible. Review your finances Your top priority should be reviewing your finances and getting everything…
Rates increase 10-year fixed mortgages
Rates increase 10-year fixed mortgages Rates increase 10-year fixed mortgages are on the rise from the record low seen at the start of this year, new research has revealed. It comes as borrowers, concerned over speculation of more interest rate increases this year, are securing their mortgage repayments in longer term products. Figures released by Moneyfacts.co.uk…
Buy-to-let the best area in the UK for 2018
Buy-to-let the best area in the UK for 2018 Manchester is currently the best place to. Buy-to-let the best area in the UK for 2018. It ranked highest for rental yields (5.55 per cent) and rental price growth (5.76 per cent). Manchester took the top spot after a steady climb up LendInvest’s rankings throughout 2017. Colchester…
Interest-only mortgages at risk of losing their homes, warns watchdog
Nearly one in five mortgage customers have an interest-only mortgage – around 1.67 million – the Financial Conduct Authority said. Borrowers on these type of loans only pay the interest on their mortgage each month, meaning the amount they owe stays the same. Over the next few years more homeowners with these types of loans…
Let to Buy a step-by-step guide
Let to Buy a step-by-step guide The term ‘Let to buy’ refers to when someone lets out the property they currently live in, so that they can purchase a new residential property. There are a few reasons why you might want to do this, one of the most common being timescale, for example someone has…
Safety tips- Travelling to higher Altitudes
Adventurous Travelling or Arriving at higher altitudes – your safety comes first Here are a few words from us around travelling safely at altitude which apply mainly to the adventurous traveller but can also apply to a business traveller going to one of the Latin American high altitude city destinations. Even if it sometimes sounds like…
Open Banking hits the market tomorrow
Open Banking hits the market tomorrow – which will allow companies to access peoples’ bank or building society data once given permission by the customer. Nine of the biggest UK lenders – Lloyds, RBS, Barclays, HSBC, Santander, Danske, Allied Irish Bank, the Bank of Ireland and the Nationwide Building Society – must share transaction history…